Match incoming payments
to wallet records.
Virtual IBANs help identify incoming payments and link them to wallet records. They are part of our white-label wallet offering, with availability and allocation agreed for each programme.
Discuss your programme ↗Planned launch April 2027 · Services are not yet available
Wallet records
Payment references · Wallet records · Reconciliation
Concept illustration · Reference allocation is defined for each programme
Reduce the work
of reconciliation.
A payment without enough identifying information takes time to investigate. Virtual IBANs help associate incoming payments with the relevant wallet records, reducing the information your team needs to piece together.
Payment reference
Virtual IBAN · Reference 02
Programme · Your business
Linked payment record
Reference · Reference 02
Transaction data · Recorded
Illustrative data model, not a live dashboard or a promise of automatic matching in every case.
Access the records
from your own systems.
For programmes using our compliance service, transaction data must be recorded in our back-end first. Your systems can then access the data through our API.
Payment activity
Recorded in the back-end
Available through the API
For programmes using compliance · Transaction-data sequence, not settlement timing
Get help with
a review.
Your contact explains who handles the case, what evidence is needed and when to expect an update. We listen to your context and reconsider when new information permits.
From a question to a next step
Connect with your case owner
Tell us what needs attention. Your named contact confirms who handles the review and when to expect an update.
Bring the evidence into the review
Your team provides the relevant context. The reviewer considers it alongside the programme records and identifies any gaps.
Receive a decision and the next action
Your contact explains the outcome and what your team needs to do next, where disclosure is permitted.
More information needed? Your contact explains what is missing. New evidence returns to the review and may lead to reconsideration where permitted.
Discuss your programme requirements.
Tell us what your business needs from a payment provider. Investors can contact us to discuss the market and business model.